Portfolio
HRtech
Mūcho consolidates all employee benefits and their administration into one single platform, allowing SME executives and HR teams to measure their investments in employee benefits and retention.

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Mūcho, BNP Paribas’s HRtech
Mūcho brings together all employee benefits and their administration in one single platform, enabling SMEs’ executives and HR teams to measure their investment in employee benefits and retention. With the same budget, SMEs can highlight their HR policy, customize their offerings, and boost employee loyalty. They simply choose the packages with the services they need, in compliance with the latest URSSAF regulations. To manage their employee benefits, companies get a unified view from one single platform.
All benefits are delivered via a personalized Mūcho Visa payment card, giving access to meal vouchers, sports, gifts, culture, vacations, remote work, sustainable mobility, and more.
By the end of 2024, the platform will also include brokerage services for health and collective disability insurance. In 2025, Mūcho will introduce employee savings and collective retirement savings solutions in partnership with BNP Paribas Épargne & Retraite Entreprises.
For employees, Mūcho helps them get the most out of their benefits. The Mūcho solution is tailored on an individual basis to each employee’s lifestyle and life stages.

As part of our ongoing CSR efforts—particularly its social component, ‘continuously doing better for our teams’—we chose Mūcho to give our employees the freedom to spend their benefits pot however they wish. Giving them more freedom is always better!
